Workplace injuries can happen unexpectedly and can often lead to serious consequences. Depending on the severity of the injury, some workers may require surgery to fully recover. Unfortunately, in some cases, the road to recovery can be complicated, leaving employees unsure of what to do next.
In this article, we’ll explore what to expect when a workplace injury leads to surgery, including the steps you should take to protect your health, your finances, and your legal rights.
What If My Injury Requires Surgery?
If you’ve suffered a workplace injury that requires surgery, it’s important to take the necessary steps to ensure you receive the proper medical care and compensation. First, report your injury to your employer and seek medical attention immediately. Your employer should provide you with a list of approved doctors or medical facilities that specialize in treating workplace injuries.
Once you’ve received a diagnosis that requires surgery, inform your employer and their workers’ compensation insurance carrier. They will likely require documentation of your injury and treatment plan.
During your recovery period, you may be entitled to workers’ compensation benefits, such as medical expenses, lost wages, and disability payments. It’s important to keep detailed records of your medical bills, doctor visits, and any missed workdays to ensure you receive the maximum amount of compensation.
What Happens if I Can’t Return to My Job After Surgery?
If you are unable to return to your job after surgery due to a workplace injury, your employer has a legal obligation to provide you with alternative work options. This may include modified duties or a different role within the company that accommodates your medical restrictions. If there are no suitable alternative work options available, you may be entitled to receive workers’ compensation benefits.
If your injury is permanent and prevents you from returning to your previous job or any other type of work, you may be eligible for permanent disability benefits. These benefits are intended to provide ongoing financial support to help you cover your living expenses and medical costs.
It’s important to seek the advice of a workers’ compensation attorney if you are unable to return to work after surgery due to a workplace injury. They can help you understand your legal rights and guide you through the process of obtaining the benefits you are entitled to.
What If Your Employer or Insurance Carrier Refuses to Pay for your Surgery?
If you’ve been injured on the job and have been told that you need surgery to recover, it can be devastating to learn that your employer or insurance carrier is refusing to cover the cost of the procedure. But what are your options in this situation?
First, it’s important to understand why they may be refusing to pay. It could be due to a disagreement about the cause of the injury or whether the surgery is necessary. It’s important to gather all medical records and documentation to support your case and ensure that you have a clear understanding of your rights and your employer’s obligations under the law.
If your employer or insurance carrier is still refusing to cover the cost of the surgery, you may need to consider legal action. This could involve filing a workers’ compensation claim or a personal injury lawsuit. It’s important to consult with an experienced attorney who can help you navigate the legal process and advocate for your rights.
Another option is to seek assistance from state agencies or advocacy groups that specialize in workplace injuries. They may be able to provide resources and support to help you fight for the coverage you deserve.
Ultimately, it’s important to take action and not give up. Your health and well-being are too important to ignore, and there are options available to help you get the care you need.
The whole experience of having to undergo surgery can be frustrating, confusing and nerve-racking, and all you are trying to do is get better and return to work. When a surgical recommendation is on the table, it is important to know your rights.
