If you’ve ever been injured on the job, you may have heard the term “Form 18” thrown around. But what exactly is a Form 18 and what is so important about a Form 18 in workers’ compensation? In this article, we will delve into the details of a Form 18, discussing its purpose, components, and why it is crucial for both employees and employers in the workers’ compensation process.
What Exactly is the Form 18?
The Form 18 is a crucial document in the realm of Workers’ Compensation. This form serves as the initial notice of an employee’s intent to file a workers’ compensation claim. It is essentially the first step in the process of seeking compensation for work-related injuries or illnesses.
The Form 18 includes important information such as the employee’s personal details, the date and time of the injury, a description of the incident, and any witnesses present. It is crucial to provide accurate and detailed information in the Form 18 to ensure a smooth and successful claims process.
Once the Form 18 is submitted, it initiates the workers’ compensation claim process. The employer or their insurance carrier will review the form and investigate the incident to determine the validity of the claim. They may request additional documentation or evidence to support the claim, such as medical records or witness statements.
What is so Important About a Form 18?
A Form 18 is the form you use to formally open a file at the Industrial Commission. Just because your employer or the adjuster is sending you to a doctor doesn’t mean they’ve accepted the claim. And it doesn’t mean you have a claim on file with the Industrial Commission. More often than you’d think an injured worker reports their claim to their employer, gets some medical treatment, and returns to work.
After a while the injury is acting up and bothering them but when they try to go back to the doctor their adjuster denies the claim saying that a Form 18 was not timely filed with the Industrial Commission. The fact that everyone “knew” about the claim doesn’t always make a difference. The Industrial Commission needs that Form 18. This is the only irrefutable way to have a claim established.
What are the Common Mistakes to Avoid When Completing a Form 18?
When completing a Form 18 in Workers’ Compensation, it is crucial to avoid common mistakes that could potentially lead to delays, denials, or complications in the claim process. Here are some of the most common mistakes to avoid:
1. Incomplete or Inaccurate Information
One of the biggest mistakes is failing to provide complete and accurate information on the Form 18. This includes details such as the injured employee’s name, date of injury, description of the injury, and the employer’s information. Any missing or incorrect information can lead to delays or even rejection of the claim.
2. Incorrect Classification of the Injury
It is important to accurately classify the type of injury on the Form 18. This includes specifying whether it is a specific injury, an occupational disease, or an aggravation of a pre-existing condition. Misclassifying the injury can lead to complications in the claim process and may result in the denial of benefits.
3. Failure to Report the Injury in a Timely Manner
Timeliness is crucial when it comes to reporting a work-related injury. Failing to report the injury within the specified timeframe can result in the denial of benefits. It is important to understand the specific reporting requirements and ensure that the Form 18 is submitted promptly.
4. Lack of Supporting Documentation
When completing a Form 18, it is essential to provide supporting documentation to strengthen the claim. This may include medical records, witness statements, incident reports, and any other relevant evidence. Failing to include these documents or providing incomplete documentation can weaken the claim and may result in a denial of benefits.
5. Not Seeking Legal Advice
Workers’ Compensation laws can be complex, and navigating the claim process can be challenging. It is advisable to seek legal advice from an experienced attorney who specializes in Workers’ Compensation cases. They can guide you through the process, help you avoid common mistakes, and ensure that your rights are protected.
If you want to know more on what is so important about Form 18, Oxner + Permar Law Firm can help. Our experienced attorneys understand the nuances of Workers’ Compensation laws in North Carolina and can assist you with filing your claim and ensuring that all applicable deadlines are met. Contact us today for more information.
