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Category: Workers’ Compensation

How is my pay calculated?

October 22, 2015
Oxner
Your weekly checks – if you’re totally out of work – are called temporary total disability checks (TTD). If you think about it this makes sense… it isn’t permanent but you are completely out of work. These TTD check are two-thirds of your average weekly wage (AWW, and subject to maximum amounts for any given […]
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The adjuster wants all my medical records for the last 10 years. Seriously?

November 11, 2015
Oxner
Don’t get us started. We think this is a complete intrusion on your privacy. But the Industrial Commission routinely authorizes it. Why a woman needs to give her gynecological records to an adjuster when she has a torn rotator cuff is beyond our understanding. What makes this worse? There is nothing – absolutely nothing – […]
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Why can’t the adjuster pay me on time?

November 27, 2015
Oxner
In most cases there is absolutely nothing that prevents an adjuster from paying you on time. It’s just a matter of her interest and inclination in doing so. In some cases when the employer is self-insured they must send money periodically to the insurance company. In those instances we’ve heard adjusters use the excuse that […]
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The doctor has ordered a test but the adjuster isn’t approving it. Why?

December 3, 2015
Oxner
There’s no simple answer to this but here are a few possibilities. First, she’s lazy or procrastinating or overworked. Maybe. Second, she’s in denial that the test is actually necessary. She may be hoping that you spontaneously get better without the test. That occasionally happens but not often. Most experienced workers’ compensation doctors aren’t just […]
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Why does the adjuster have to get a second opinion when her own doctor has recommended surgery?

December 21, 2015
Oxner
She shouldn’t, but under the current set of laws there really isn’t much of a limit to what the adjuster can request. It rarely works to simply refuse to attend a second opinion. On the other hand we’ve had some success convincing the Industrial Commission that the adjuster is abusing her privileges. And under a […]
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