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Perseverance Pays

What’s so important about a Form 18?

A Form 18 is the form you use to formally open a file at the Industrial Commission. Just because your employer or the adjuster is sending you to a doctor doesn’t mean they’ve accepted the claim. And it doesn’t mean you have a claim on file with the Industrial Commission. More often than you’d think […]
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What am I supposed to do with a Form 19?

Just hang onto the Form 19. The Form 19 is the acknowledgement from your employer and/or their insurance company that you’ve reported a claim. If you haven’t set up a file at home for all your workers comp stuff, now is a good time to do so. If you haven’t received a Form 60 or […]
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What’s the difference between a Form 60 and a Form 63?

April 16, 2015
These are the two forms which defendants use to accept a claim before the Industrial Commission. A Form 60 is an outright acceptance of the claim. It’s difficult for an insurance company to get off the hook if they’ve filed this. As a result you are more likely to see an adjuster file a Form […]
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My employer is sending me to the company doctor. It’s an accepted claim, right?

No! It’s very common for an employer and/or an insurance company to send you to their handpicked doctor in hopes of getting a report from him saying you weren’t really hurt, or that you can work, or some other opinion which is favorable to them. If the doctor says something that they don’t like – […]
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What if I had two jobs when I got hurt?

March 20, 2015
This is fairly common. You’re average weekly wage is based on what your earned on the job where you got hurt. This is true even if you’re disabled from the other job. While that is difficult for you as a practical matter it’s only fair that your employer’s liability be limited to taking care of […]
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