If you file for workers’ compensation, one of the most disheartening things is to have your claim denied — especially if you were counting on your benefits to help make ends meet while waiting to be able to return to work. It can feel like having a door slammed on your only viable option after a work injury. But is your case closed if your workers’ comp claim is denied? The answer is just because the insurance company has denied your claim, your case is not necessarily closed.
In this article, we will explain what happens once a workers’ comp claim is denied, and which lawyers can help you handle your denied claim.
What if Your Workers’ Comp Claim is Denied?
If your workers’ comp claim is denied, don’t panic. There are steps that you can take to appeal the denial and get the help you need.
First and foremost, be sure to read through any document or paperwork that your employer provided in order to understand why the claim was denied. Sometimes employers will provide specific instructions on how to appeal a denial, so it pays to read the fine print.
After you understand why your claim was denied, start gathering evidence to prove all of the details of your injury. This may include medical records, doctor’s statements and statements from witnesses who saw the injury occur. All of this evidence should be brought up during an appeal hearing in order to strengthen your case and show why a denial is not justified.
Second, contact an experienced workers’ comp attorney to help you fight the decision. Your lawyer can assist you in gathering additional evidence, if necessary, and prepare your case for appeal.
During this process, you and your employer will be required to submit evidence both for and against your claim. You’re also allowed to call expert witnesses who can provide additional insight into why your workers’ comp claim should be approved.
Third, submit an appeal to your state’s workers’ compensation board and present any additional evidence you believe supports your case. A hearing will then be held, and a judge will issue their ruling based on the facts presented at the hearing. If successful, then you may finally receive the compensation you deserve!
Keep in mind that if the decision denies your workers’ compensation claim, you may have other legal options available to challenge the ruling, such as filing a lawsuit or appealing to the state labor board. No matter what court or body handles the dispute, make sure to thoroughly document every step of the process with detailed notes and documentation so that you have evidence to back up your position if needed.
Which Lawyers Can Handle Your Denied Claim?
When your workers’ comp claim is denied, it can be a difficult matter to deal with. Should you appeal the decision? How can you fight for the benefits you’re due? The answer may lie in finding an experienced lawyer who specializes in this type of case.
A qualified workers’ compensation attorney who understands the laws and regulations surrounding these claims will have the necessary experience to handle your denied claim. They know how to navigate the system and will act as your advocate throughout the entire process. Additionally, they can ensure that you receive all applicable medical coverage, receive proper treatment for your injuries, and pursue a potential settlement if appropriate.
It’s important to select an attorney carefully when it comes to handling your workers’ comp claim. Ask family and friends for referrals and look for lawyers who are knowledgeable about employee benefits laws, experienced in small-claim disputes, able to negotiate effectively with employers, and willing to take on your case regardless of its outcome. With their help, you can get one step closer to getting the benefits you need!
Work with Oxner + Permar Law!
The fact is insurance companies deny compensable cases all the time. You’re not out of options. At Oxner + Permar, we work with our clients to evaluate their claims and explain their options. For instance, your insurance company may only be willing to offer a settlement. We’re more than happy to evaluate an insurance company’s offer to determine if it is fair. We want to make sure that our clients are receiving the compensation that they deserve.
As an injured employee, you have the right to be heard in a court of law and to have a judge determine the compensability of your claim. We don’t just offer guidance; we’ll fight to have your claim deemed compensable and for the insurance company to be ordered to provide adequate compensation. Don’t let an insurance company call the shots for you. Have someone on your side who knows the law and is willing to fight for you.
