Have you recently started working for a temp agency and are now wondering how workers’ compensation will work for you? It’s a valid concern, as the nature of temporary employment can sometimes blur the lines when it comes to employee benefits. But don’t worry, we’re here to help clear things up for you. Understanding workers’ comp as a temp agency employee is crucial for protecting your rights and ensuring you receive the necessary support in case of an injury.
Who is Responsible for Providing Workers’ Compensation Coverage?
It’s not unusual for some companies to use a temporary employment agency to hire and place workers for a period of 90, or even 180, days before you become a permanent employee. This makes sense to them from a business point of view.
workers’ compensation claim will be against the temp agency. Everything should proceed just as it would for any other employee. The only difference is that when the doctor puts you on light duty the company to which you were assigned is probably not going to accommodate you.
temp agency will either assign you to a different company or they may even have you do light duty in their office. If the temp agency isn’t placing you be sure that you have a written record (copies of notes or emails) documenting that you are asking them at least weekly if they have anything available within your restrictions. You’re entitled to be compensated for this period out of work. But we’ve seen a lot of temp agencies claim that the injured worker never made themselves available for work. Don’t fall into that trap.
What Should You Do if You’re Injured on the Job as a Temporary Employee?
If you’re working as a temporary employee and you get injured on the job, it’s important to take the necessary steps to protect yourself and ensure you receive the workers’ compensation benefits you are entitled to. Here are some key things you should do if you find yourself in this situation:
1. Report the Injury Immediately
As soon as you are injured, report it to your supervisor or the person in charge at the company where you are working. Make sure to provide details about how the injury occurred and any immediate symptoms you are experiencing.
2. Seek Medical Attention
It’s crucial to seek medical attention for your injury, even if it seems minor at first. Inform the healthcare provider that your injury is work-related, and be sure to keep copies of all medical records and bills related to your treatment.
3. Document the Incident
Take the time to document the incident and gather any evidence that supports your claim. This can include taking photos of the scene, collecting witness statements, or keeping a detailed journal of your symptoms and recovery process.
4. Notify Your Temp Agency
Inform your temp agency about the injury as soon as possible. They will guide you through the workers’ compensation process and help you understand your rights and responsibilities.
5. File a Workers’ Compensation Claim
Work with your temp agency to file a workers’ compensation claim. They will provide you with the necessary forms and assist you in completing them accurately. It’s important to submit your claim within the specified timeframe to ensure you don’t miss out on any benefits.
6. Follow Through with Medical Treatment
Follow the treatment plan recommended by your healthcare provider and attend all scheduled appointments. Failing to comply with medical treatment can jeopardize your workers’ compensation claim.
7. Keep Track of Expenses and Lost Wages
Keep a record of all expenses related to your injury, including medical bills, transportation costs, and any modifications needed for your daily life. Additionally, document any lost wages or income you experience due to your injury.
8. Consult with an Attorney if Necessary
If your workers’ compensation claim is denied or you face any challenges during the process, it may be beneficial to consult with an experienced workers’ compensation attorney. They can provide guidance, represent your interests, and help you navigate any legal complexities.
Should You Seek Legal Assistance for Workers’ Compensation Claims as a Temporary Employee?
As a temporary employee, it is important to understand your rights and options when it comes to workers’ compensation claims. While workers’ compensation is typically available to all employees, including temporary workers, seeking legal assistance may sometimes be necessary to ensure that you receive the compensation you are entitled to.
Temporary employees can face unique challenges when it comes to workers’ compensation claims. Their employment status and the fact that they work for multiple employers can make the process more complicated. Legal assistance can help navigate these complexities, ensuring that you are not taken advantage of and that you receive the compensation you deserve.
